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The best customer service software for small business on cost is Tidio: its Starter plan covers five agents for $290.04 a year on annual billing, priced per workspace. Crisp, Freshchat, Intercom and LiveChat tie at $1,140, and Crisp leads that group with 11 native channels. This list ranks eleven tools by one measure, the yearly cost of five agents on the cheapest plan with both email and live chat, and breaks ties on native channel coverage. Prices are list prices as of 8 October 2026.

HubSpot, Help Scout, Freshdesk and Zendesk follow at $1,200 to $3,300. Zoho Desk and Gorgias close the list unranked: Zoho’s US price list is unsettled for this run, and Gorgias prices by ticket volume rather than by agent.

How this list is ranked

The order is the 5-agent view of the seat-cost leaderboard from the October 2026 seat-cost run: yearly list price on annual billing for the cheapest plan with email and live chat. Crisp publishes no annual price, so its figure is monthly billing times 12, and its entry says so. Ties are broken by the count of native channels on the channel and language coverage leaderboard, which orders the four tools at $1,140 as Crisp (11), Freshchat (8), Intercom (7) and LiveChat (6).

Vendors without a seat price for five agents are labelled and placed last, never shown as zero. The rules for workspace pricing, free plans and seat caps are on the testing method page.

1

Freshchat

$5,700/year Growth for a paid row (Free covers email and chat for up to 10 agents at $0 a...; annualized from monthly billing (no annual plan published)

small teams that want a free plan with email and chat for up to 10 agents

Freshchat Growth costs $19 per agent a month on annual billing and $23 monthly, $1,140 a year for five agents, level with Crisp, Intercom and LiveChat. Freshworks sells Freshchat separately from Freshdesk. Its Free plan covers email and chat for up to 10 agents at $0 and is shown as a separate row, not ranked. Freshchat counts eight native channels, including SMS, WhatsApp, Messenger, Instagram and Slack. The Freddy AI Agent costs $49 per 100 sessions.

Watch for: Freddy AI is billed per session, a different unit from a resolution, so its price sits in its own group on the AI price leaderboard.

2

Intercom

$5,700/year Essential

startups that want chat support and an AI agent from one vendor

Intercom Essential costs $19 per seat a month on annual billing and $29 monthly, $1,140 a year for five agents on annual terms. Intercom describes Essential as customer support for individuals, startups and small businesses. It counts seven native channels, including the in-app SDK, with voice, SMS and WhatsApp sold as add-ons. Fin, the AI agent, costs $0.99 per outcome, at most one per conversation. Intercom holds 4.5 on G2 from 3,918 reviews.

Watch for: Fin also bills procedure handoffs and self-serve routings at $0.99, so the AI line can run ahead of the number of resolved conversations.

3

LiveChat

$5,700/year Essential ($19 annual / $25 monthly per user; Inbox and ticketing system plus...; annualized from monthly billing (no annual plan published)

website chat teams that want AI resolutions sold in small packs

LiveChat's Essential plan costs $19 per user a month on annual billing and $25 monthly, $1,140 a year for five agents, with no minimum team size. Essential includes an inbox and ticketing system alongside chat, plus 10 AI resolutions a month. Extra AI resolutions come in packs of 50 for $49.50, or $0.99 each, and one resolution covers a whole chat even when it holds several questions. LiveChat, now branded Text, counts six native channels, including WhatsApp, Messenger and Instagram. It holds 4.5 on G2 from 813 reviews.

Watch for: Essential includes only 10 AI resolutions a month; Growth includes 200 but costs $79 a user on annual billing.

4

Help Scout

$7,500/year Standard

email-first small teams

Help Scout Standard costs $25 per user a month on annual billing and $30 monthly, $1,500 a year for five users. Help Scout also offers a Free plan for up to 5 users, which is not ranked. It counts eight native channels, including WhatsApp, Messenger and Instagram. AI Answers costs $0.75 per resolution, 2nd in the per-resolved-conversation group of the AI price leaderboard. Help Scout holds 4.4 on G2 from 431 reviews.

Watch for: Standard stops at 25 users, and the next plan, Plus, costs $45 a user on annual billing.

5

Freshdesk

$8,700/year Freshdesk Omni Growth

small teams that want a ticketing help desk with native social channels

Freshdesk Omni Growth costs $29 per agent a month on annual billing and $35 monthly, $1,740 a year for five agents. Omni counts seven native channels, including WhatsApp, Messenger, Instagram, a help center and a community forum. Plain Freshdesk Growth costs $19 but is email-led, so it falls outside the email and chat basket. The first 500 Freddy AI Agent sessions are free once per account. Freshdesk holds 4.4 on G2 from 3,777 reviews.

Watch for: Voice is an add-on on Freshdesk, and Freddy sessions bill whether or not the AI resolves the request.

6

Zendesk

$16,500/year Suite Team

small teams that want nine native channels from the start

Zendesk Suite Team costs $55 per agent a month on annual billing and $69 monthly, $3,300 a year for five agents. It counts nine native channels, joint 2nd on the channel coverage leaderboard behind Crisp, including voice, Messenger, Instagram, X and a community forum. Suite Team includes 5 automated AI resolutions per agent a month, and extra resolutions cost $1.50 on committed volume or $2.00 pay as you go. Zendesk holds 4.3 on G2 from 7,094 reviews.

Watch for: Suite Team has the highest 5-agent price of any ranked vendor in this list.

7

HubSpot Service Hub

$27,000/year Professional

small teams that want service and CRM in one place

HubSpot Service Hub Starter lists at $20 per seat a month, $1,200 a year for five agents, just above the four-way tie at $1,140. New customers see a time-limited promotional price, and the ranking uses the list price. Starter caps at 10 users and includes 5,000 HubSpot Credits a month. HubSpot counts six native channels, including voice and WhatsApp. It holds 4.4 on G2 from 3,018 reviews.

Watch for: The customer agent needs Professional at $90 a seat on annual billing, so AI is not available on Starter.

Tidio

No published price

the lowest bill for a small team that stays under 10 agents

Tidio prices its Starter plan per workspace, not per agent. Starter costs $24.17 a month on the annual-billing view and $29 monthly, so five agents come to $290.04 a year, 1st on the 5-agent seat-cost leaderboard. Self-serve plans allow up to 10 agents, which leaves Tidio with no figure at 25 or 100 agents, where the Plus package starts at $300 a month plus usage. A Free plan with 50 conversations sits in a separate row. Tidio counts six native channels, including WhatsApp, Messenger and Instagram, and holds 4.6 on G2 from 1,962 reviews.

Watch for: Lyro, Tidio's AI agent, has two published price models, bundles on tidio.com and a credit wallet on getlyro.ai, so it is not ranked on AI price per outcome.

Crisp

No published price

the widest native channel set at a small-team price

Crisp publishes monthly billing only. Its Essentials plan costs $95 a month per workspace with 10 seats included, so five agents come to $1,140 a year at monthly billing times 12. That ties Freshchat, Intercom and LiveChat, and Crisp ranks first of the four here on channel coverage. It counts 11 of the 12 tracked channels as native, 1st on the channel coverage leaderboard, including voice, SMS, WhatsApp, X and Slack. The cheaper Mini plan at $45 a month includes 4 seats, one short of a five-person team. Crisp is self-funded and holds 4.5 on G2 from 205 reviews.

Watch for: Crisp has a yearly payment mode with no published yearly price, and there is no figure at 25 or 100 agents because Crisp does not say which plans its extra-seat price applies to.

Zoho Desk

Regional pricing only

micro businesses that want a free edition and nine native channels

Not ranked on seat cost. Zoho Desk prices by region and currency, and its US list price is unsettled for this run. Zoho describes its Express plan as micro business essentials, and a Free edition covers 3 users. Zoho Desk counts nine native channels, level with Zendesk, and its Zia Answer bot lists 30 languages. It holds 4.4 on G2 from 7,983 reviews.

Watch for: Zoho publishes no per-resolution AI price, so Zoho Desk is unranked on AI price per outcome too.

Gorgias

Not applicable

small Shopify stores that want help desk and AI on one plan

Not ranked on seat cost. Gorgias prices its help desk by monthly ticket volume and never per agent, so a cost for five agents is not defined. It states that it powers customer conversations for 40% of Shopify brands. Gorgias counts six native channels: email, live chat, WhatsApp, Messenger, Instagram and help center. Its AI Agent costs $1.00 per automated interaction on monthly billing and $0.90 on annual billing. Gorgias holds 4.6 on G2 from 582 reviews.

Watch for: Gorgias publishes no overage rate for AI interactions past the plan allotment.

Workspace pricing and the 10-agent line

Two of the cheapest tools here price per workspace. Tidio’s Starter is a flat price for up to 10 agents, and Crisp’s Essentials includes 10 seats. HubSpot Starter also caps at 10 users. Past that line the order changes: Tidio and Crisp have no figure at 25 agents, and HubSpot moves to Professional at $90 a seat. At 25 agents the help desk software ranking and the customer service software ranking take over.

Free plans

Freshchat’s Free plan covers email and chat for up to 10 agents. Help Scout’s Free plan allows 5 users, Zoho Desk’s Free edition 3, and Tidio’s Free plan 50 conversations. None of them is ranked, because a free plan with limits is a different product from the paid plan priced here.

AI costs on top of the seat

AI is priced separately, and the units differ. Intercom charges $0.99 per Fin outcome, LiveChat sells packs of 50 resolutions for $49.50, Help Scout charges $0.75 per resolution and Freshchat $49 per 100 sessions. HubSpot’s $0.50 per resolution needs Professional. Tidio’s Lyro has two conflicting price models and Crisp publishes no AI rate card, so neither is ranked on the AI price per outcome leaderboard. The AI customer service software list ranks the AI side on its own.

Picking by team

  • Under 10 agents, chat-led: Tidio at $290.04 a year.
  • The most channels for the money: Crisp, with 11 native channels at $1,140.
  • Starting free: Freshchat’s Free plan, then Growth at $19 a seat.
  • Startups with an app: Intercom, with the in-app SDK and Fin. The Intercom alternatives list ranks the tools around it.
  • Teams on HubSpot CRM: HubSpot Starter at $1,200.
  • Email-first teams: Help Scout, with the Help Scout alternatives for buyers moving off it.
  • Teams that need a help center and forum: Freshdesk or Zendesk, set side by side in Zendesk vs Freshdesk.

The short answer

Tidio is the cheapest customer service software for a five-person team at $290.04 a year, as long as the team stays under 10 agents. Crisp is the pick for channel coverage at $1,140, and Freshchat is the pick for a team that wants to start on a free plan.

Frequently asked questions

What is the best customer service software for small business?

On cost, Tidio is the best customer service software for small business: Starter covers five agents for $290.04 a year on annual billing, priced per workspace for up to 10 agents. Crisp, Freshchat, Intercom and LiveChat tie at $1,140, with Crisp ahead on channels and Freshchat offering a free plan for up to 10 agents.

How much does customer service software cost for 5 agents?

Among the nine ranked tools here, five agents cost from $290.04 a year (Tidio Starter) to $3,300 (Zendesk Suite Team). Four tools tie at $1,140, HubSpot Starter costs $1,200, Help Scout $1,500 and Freshdesk Omni Growth $1,740.

Is there free customer service software for a small team?

Yes. Freshchat's Free plan covers email and chat for up to 10 agents, Help Scout's Free plan allows 5 users, Zoho Desk's Free edition allows 3, and Tidio has a Free plan with 50 conversations. Free plans are shown separately and never ranked.

Why is Crisp priced on monthly billing?

Crisp has a yearly payment mode but publishes no yearly price, so its figure is monthly billing times 12: $95 a month for Essentials, $1,140 a year. Every other ranked figure here is on annual billing.

Which tool fits a team that will pass 10 agents?

Tidio's self-serve plans and HubSpot Starter both stop at 10, so a team that will pass 10 agents should price the next plan up from the start. At 25 agents Intercom, Freshchat and LiveChat cost $5,700 a year each on annual billing, joint 2nd on the seat-cost leaderboard.